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Help on consolidating student loans

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Check Your Rates Now Borrowers save an average of ,688 when they refinance their student loans using Credible.

Check out our student loan refinancing calculator to see how much you could cut your student debt by.

You have to complete the application in a single session, so do your research before you start.

During tough economic times, the Federal Reserve and other central banks can lower interest rates.You’re generally eligible once you graduate, leave school or drop below half-time enrollment.Consolidating your federal loans through the Department of Education is free; steer clear of companies that charge fees to consolidate them for you.When you consolidate federal loans, your new fixed interest rate will be the weighted average of your previous rates, rounded up to the next ⅛ of 1%.So, for instance: If the average comes to 6.15%, your new interest rate will be 6.25%.There are two types of student loan consolidation: federal and private.